Get Pre-settlement Loan with Trust & Confidence
Cipher Financial: Trusted Legal Funding Company in USA
How Pre-Settlement Loans & Funding Works?
Apply Today
Submit our user-friendly form online or by phone in just five minutes.
Fast Approval
Our legal experts review your case quickly with no impact on credit score.
Receive Funds
Access your approved cash advance within 24 hours via direct bank deposit
No Risk
Our non-recourse funding means zero repayment obligation if your case doesn’t succeed.
Transparent Terms & Structure
Our contracts clearly outline all fees and interest rates with no hidden charges. We provide complete cost breakdowns and answer all questions before you commit.
Non-Recourse Funding & No Risks
Unlike traditional loans, our advances require no repayment if your case fails. We assume all financial risk, protecting you during this difficult legal journey.
No
Credit Checks
Your approval is based on the strength of your case, not your credit history
About Us
We Help YouGet Cash Now While Your Case Settles
Are legal bills piling up while you wait for your settlement? Don’t let financial pressure force you into accepting less than you deserve. Our pre-settlement loan company Cipher Financial provides quick cash advances, further offering the breathing room you need during this challenging time.
Proven Values
Empowering Plaintiffs & Attorneys Through Financial Freedom
At the heart of our service lies a commitment to leveling the legal playing field. We believe everyone deserves their day in court without financial pressure forcing premature settlements. By providing access to funds during litigation, we help ensure justice isn’t determined by your bank account balance.
Who We Work With
Plaintiffs
We provide financial support to individuals awaiting settlements across all case types. Whether you’re facing medical bills, lost wages, or everyday expenses, our funding helps you maintain financial stability.
Attorneys
We partner with law firms nationwide to offer their clients access to pre-settlement funding. Our streamlined process requires minimal paperwork from your office while helping your clients hold out for fair settlements.
Business Owners
We offer commercial lawsuit funding to businesses involved in litigation. Our advances help cover operational costs, payroll, and legal expenses while you pursue breach of contract, intellectual property, or other commercial claims.
Legal Networks
We collaborate with legal networks and referral services to ensure plaintiffs have access to financial options throughout their legal journey. Our transparent terms protect your reputation and your clients’ interests.
After my accident, I couldn't work and the bills kept coming. The pre-settlement loan gave me the financial breathing room to fight for a fair settlement instead of accepting the insurance company's first lowball offer.
– Michael Trescoth, Car Accident Case
I was worried about losing my home while waiting for my settlement. The funding process was simple and the money was in my account the next day. I could finally focus on my recovery.
– Sarah Laura, Workplace Injury Case